VA loans are only available to qualified military veterans, active duty member, reservists, surviving spouses and their families who have proven their entitlement. These loans are only available to these individuals for their own primary residences and cannot exceed a $2,000,000 loan limit. However If you departed a residence with VA entitlement still remaining you are able to do a VA Irrrl Interest Rate Reduction Refinance Loan to reduce your interest rate.  VA guidelines will change from time to time and we can talk about this when you connect with us. For information on qualifying for any of the VA home loan programs including manufactured home purchases please give us a call today.   We work evenings and weekends so don’t have to worry about us keeping banker’s hours.

If you are PCS’ing to JBLM or anywhere in Washington State please click here Planning Your PCS

At West Coast Veterans a VA Home Purchase can be used to acquire a stick built property or a manufactured home. If you do decide to do a manufactured home they must be June 1976 or greater in age, double wide (in some cases single wide), on real property and be in average plus condition. There are some other nuisances of Manufactured Homes but we’ve been doing them for a very long time and we’ll help you understand them if you decide to go this route.

If you already have a VA Home Loan, you can do a VA Cash Out to take monies for anything form college tuition, debt consolidation, home improvements and many other purposes. From time to time the banks may cap you at the amount of funds you can finance, currently they fluctuate at 90% to 100% of the value of your home. We will update you with what is happening currently in the markets.

VA Irrrl Interest Rate Reduction Refinance Loan, here you can lower your rate, with no appraisal and no income documentation. (give us a call to discuss these options in more detail). Streamlines can be done on your primary residence or a residence you departed with VA entitlement.

Don’t forget to see our PCS Planning Section so you can see what we need to do for you to get ready to buy a home when you PCS here.  If you are a Veteran or you are already here at your duty station you can go right to the home page and click on APPLY NOW to get started on a full application. Make sure you add your middle initials and try to include all the necessary data completing your application. That way we will have all the necessary information needed to help you on your way to getting pre-approved.